Student Financial Aid UMDNJ Home
News Application Process
Student Financial Aid Home
Mission and Disclaimer
Financial Aid Locations
Banner Web
Entrance and Exit Programs
Financial Aid Publications
Loan Info
Resource Links
Federal Job Bank
Suggestion Box
Search Site Map Contact Us


2009 Exit Handbook


Chapter 1
Federal Stafford Loan Program (Subsidized)

Chapter 9
Combining Student Loans

Chapter 2
Federal Stafford Loan Program (Unsubsidized)

Chapter 10
Loan Repayment/Forgiveness Programs

Chapter 3
Grad Plus Loan Program

Chapter 11
What a Borrower Should Know About Repayment (Q & A)

Chapter 4
Deferment Provisions
In-School Deferment For Dental Residents
Forbearance Provisions
Cancellation Provisions and On-Line Forms

Chapter 12
Delinquency and Default Student’s Responsibility

Chapter 5
Federal Perkins Loan
Health Professions Student Loans (HPSL) and
Loans for Disadvantaged Students (LDS)
Primary Care Loans (PCL)

Chapter 13
Effective Communication

Chapter 6
New Jersey College Loans to Assist State Students (NJCLASS)
NJCLASS Consolidation

Chapter 14
Federal Student Aid Ombudsman

Chapter 7
Alternative Loan Programs

Chapter 15
UMDNJ Student Financial Aid Website

Chapter 8
Federal and Other Consolidation Loan Programs
Consolidation Loan Websites
Direct Consolidation Loans


Directory of Important Contacts
Useful Financial Aid Resources

Home UMDNJ Home Top